Roatán

Roatán is Honduras's flagship Caribbean property market and the largest of the Bay Islands, drawing North American and European buyers with world-class diving on the Mesoamerican Reef, cruise-ship tourism, and full US-dollar pricing. In 2026 the island average sits near US$500,000, with beachfront homes opening around US$750,000 and luxury estates topping US$1 million; condos remain the accessible entry point at roughly US$228,000 (1-bed) to US$323,000 (2-bed). Prime West Bay beachfront commands US$4,500-US$7,500 per m², while Oak Ridge and Punta Gorda run US$1,200-US$2,500 per m². Prices rose 4-7% in USD terms over the past year, and gross rental yields range from 4-7% on premium West Bay beachfront to 7-12% in higher-yielding pockets, with well-managed short-term rentals achieving 60-75% annual occupancy and US$2,000-US$4,000 weekly in peak season (December-April). Foreign ownership is straightforward: Decree 90-90 lets a foreigner directly hold one urban property up to 3,000 m², while a Honduran corporation removes size and quantity limits and is the standard structure for larger or beachfront coastal acquisitions. Annual property tax is low at roughly 0.35% of assessed value. Honduras is not dollarized, but Roatán transacts almost entirely in US dollars, insulating investors from lempira volatility.